Northfield Municipal Pension Trust
Funded Ratio
97.2%
vs 95.8% sector median
Fee Leakage
£412K
38 bps of AUM · Flagged
Allocation Drift
±4.2%
Gilts vs IPS target
Allocation vs Benchmark
// 06:00:27 GMT · Scheme analysis running
Your scheme has
numbers like these.
Do you know which ones are bleeding?
FCA regulated · No card required · Data encrypted at rest
// Problem 01
Opaque fee structures
The average DB scheme pays fees across 7 different lines. Fewer than 3 are visible in the standard trustee report.
Annual Fee Decomposition · £340M Scheme
// Ticker Solution
Automated fee decomposition
Ticker ingests manager invoices, platform statements, and custody reports simultaneously — reconciling every line item to surface the fees your current process misses.
Cross-provider reconciliation
8 major platforms supported. Invoices parsed in under 90 seconds.
Basis-point attribution
Every fee mapped to asset class, manager, and mandate type.
Board-ready output
One-click export to slides. No reformatting, no spreadsheets.
// Problem 02
Allocation drift compounds silently
Quarterly rebalancing reviews miss intra-quarter drift. 4.2% off-benchmark in Gilts is £14.3M misallocated — for 18 months.
Gilt Allocation vs IPS Target
Misallocated
£14.3M
Duration
18 months
// Ticker Solution
Drift alerts with one-click rebalance
Ticker monitors allocation against your IPS daily. When any asset class breaches its tolerance band, trustees receive a structured alert with a pre-built rebalance recommendation.
Gilt allocation at 40.8% — 4.2% below IPS target of 45%. Exceeds ±2% tolerance. Rebalance recommended.
<4 hrs
Alert latency
Custom
Tolerance bands
1 click
Rebalance time
// Built for
Three kinds of people who can't afford
to not know.
Margaret Ellison
Inherited a £180M portfolio from the previous trustee board. Hasn't built it. Needs to own it.
Before Ticker
Quarterly reports arrive as 60-page PDFs. Actuarial summaries bury the numbers that matter.
After Ticker
Ticker surfaces the 8 numbers Margaret needs before the 9am board call. Nothing buried.
£180M AUM · 3 advisers · 1 hour per report → 4 minutes
James Okafor
Managing 43 client pots across 8 providers. Compliance window is 6 weeks. Always.
Before Ticker
Cross-provider fee reconciliation is manual. One client's hidden platform charge took 3 days to find.
After Ticker
Ticker reconciles all 8 providers overnight. James sees every client's fee drag by 7am.
43 pots · 8 providers · 3 days → overnight
Priya Chandrasekaran
Reports to a board that wants answers in slides, not spreadsheets. Finance director asks hard questions.
Before Ticker
Translating actuarial data into board language takes a full week before each quarterly meeting.
After Ticker
Ticker's board export produces slide-ready attribution analysis. One click, zero reformatting.
1 week prep → 1 click · Board-ready slides
// The cost of not knowing
38 basis points.
A decade later.
The hidden fees Ticker finds on a typical £340M scheme. Left unaddressed, compounded at 4% annual growth — this is what you're giving away.
Cumulative fee leakage over 10 years
£4.95M
Compounded at 4% · Starting from £412K/yr leakage
Cumulative loss by year
// The question
How many years has your scheme been paying fees it didn't know about?
The average DB scheme Ticker first analyses has been carrying undetected fee drag for 3.2 years. The first analysis takes 4 minutes. The savings last decades.
// Demo Scheme · Northfield Municipal Pension Trust
The dashboard, live.
No sign-up needed. This is a real scheme's anonymised data — the same view trustees see at 6am.
Annual Fee Decomposition · FY2025
£630.3K total · £272K hidden
| Manager | Mandate | AUM | Bps | Annual Cost | Status |
|---|---|---|---|---|---|
| BlackRock Aquila | UK Equity Index | £85.2M | 12 | £102.2K | Clear |
| Legal & General IM | LDI Portfolio | £139.4M | 8 | £111.5K | Clear |
| Schroders | Multi-Asset | £54.8M | 45 | £246.6K | Flagged |
| State Street | Custody & Admin | £340.0M | 5 | £170.0K | Clear |
| Platform Rebate | Undisclosed | — | 8 | −£272.0K | Flagged |
This is the demo scheme. Your scheme's numbers are waiting.
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